Payday Loans in San Antonio, TX (2023)

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Incidents happen, and we usually end up in a spot where we must cover some unforeseen costs. Consider applying for a payday loan in San Antonio, TX, to see if you qualify.

The loan request process is quick and simple. To be qualified, you have to meet a couple of general requirements.

What is a Payday Advance Loan? What Can It Cover?

A payday advance loan is where the borrower will get a petite sum of funds on a short-term agreement. This is deemed to be an unsecured personal loan as no collateral is needed.

When unexpected financial needs arise, like missed rent or utility fees, car bills, medical or vet expenditures, and so on, people commonly rely upon paycheck advance loans.

Payday Advance Loan Requirements In San Antonio, Texas

In San Antonio, TX, payday advance loan borrowers must satisfy several criteria to qualify for a loan.

The borrower must:

  • Show proof that they live in San Antonio, Texas
  • Must be 18 years old
  • Have a steady stream of income that they can provide proof of being at least $1,000 per month
  • Provide current contact information like cell phone number and email address
  • Provide their social security number

If a borrower does not abide by the above rules, they will immediately be denied a payday advance loan. Make sure you have the documentation required when applying.

Laws and Regulations Concerning Paycheck Advance Loans in San Antonio, Texas

Texas has deemed paycheck advance lending legal. Although, they have created the below rules and regulations for the payday advance lending industry:

  • An individual money lender cannot offer a loan for more than $600. Borrowers cannot take out more than two unpaid loans from different lenders. There is no smallest loan amount.
  • The minimum loan term is not set, the maximum loan term length is 31 days. In Texas, borrowers are not allowed to rollover their loans.
  • The fees and charges change for each money lender. The service costs enacted by lenders on a cash advance loan do not fall under interest. The service fees apply to each $100 borrowed and can range from 11% up to 15%.
  • An interest rate must be mutually settled upon. APR can be as much as 369%.

Will Payday Lenders in San Antonio, Texas, Complete Credit Checks? What If I Have Bad/No Credit History At All?

Yes, the lenders we work with will complete a credit check on you, but, even if you have no credit or poor credit, you might still be approved for a loan given that you can prove that you can pay back the loan. Lenders are typically unconcerned about your credit if you provide proof of income and a plan to pay back the loan.

Lenders will use a soft credit check, which will not impact your credit score. This is solely to get an idea of your credit history and basic information.

A hard credit pull, on the other hand, requires your explicit consent. These credit pulls are utilized for a plethora of purposes, including mortgages, credit cards, and more.

You might still qualify for a payday loan with imperfect credit in San Antonio, Texas, if you have proof of repayment.

So, when you request a loan, whether it is in person or online, make sure that you have your income information easily accessible and any other documents proving that you can repay the loan. The more proof you provide, the better chance your loan application will be approved.

When Will I Receive My Money in San Antonio, Texas?

When you receive your loan truly depends on the lender as some lenders offer same-day payday advance loans, which means you will see your payday advance loan on the same day you request a loan, as long as you're approved.

Most of the time, though, lenders will send the borrower their lump sum on the next business day. Businesses usually close for holidays and weekends. Because of this, if you submit your application on a Friday, you may not get your funds until Monday.

If you're looking for a same-day payday loan in San Antonio, Texas, you will need to be sure that you're applying by 10:30 am. Any and all same-day funds going out that day will be approved by that deadline. However, you should apply earlier than that if able, as it will increase the likelihood that you get your funds on the day that you apply.

One other consideration that you should know is even if the lender approves your application and posts the deposit to your bank account, occasionally the bank won't release that funds right away. It's vital that you let your bank know that you plan to get a payday advance loan, so they might make an exception in releasing the cash earlier.

On the whole, it's wise to prepare in advance to get cash on the next business day. That way, you're not out of luck if you cannot receive it on the same day.

Think About Working With Us

If you have poor credit or no credit and are wanting to get a cash advance loan, think about applying through us, as you frequently have a better chance of approval.

We partner with more than one hundred different lenders who provide their services online. Much of the time you will receive your loan on the next business day so make sure that you plan accordingly.

However, you can always find the closest payday loan storefront to you and apply in person to strengthen the chances of getting your money on the same business day. When requesting a loan in person, ensure that you have your government ID or driver's license; a passport will work as well. Now and again, lenders may require proof of address, so take along a utility bill to the store as well.

To locate the nearest payday advance loan store, please navigate to the list below and locate your city.

Payday Loan Direct Lender Companies in San Antonio, TX

Below you will find a list of payday loan companies offering their services in San Antonio, Texas. If you can't find a lender near your location in San Antonio, consider applying in a nearby city in Texas. Alternatively, you can apply online on our website and get a decision almost instantly.

Company Name

Address

San Antonio Payday Loan Companies

Company Name

Texas Car Title & Payday Loan Services, Inc.

Address

4115 Fredericksburg Rd, San Antonio, TX 78201

Company Name

Advance America

Address

10555 Culebra Rd Ste. 106, San Antonio, TX 78251

Company Name

Check `n Go

Address

205 SW Military Dr, San Antonio, TX 78221

Company Name

Power Finance Texas

Address

8744 Wurzbach Rd, San Antonio, TX 78240

Company Name

Cash Advance in San Antonio

Address

8307 Marbach Rd, San Antonio, TX 78227

Company Name

Texas Car Title & Payday Loan Services, Inc.

Address

(Video) Payday Loans San Antonio, TX

11400 Culebra Rd Suite 201, San Antonio, TX 78253

Company Name

Advance America

Address

13909 Nacogdoches Rd Ste. 106, San Antonio, TX 78217

Company Name

Advance America

Address

1729 SW Military Dr, San Antonio, TX 78221

Company Name

Texas Car Title & Payday Loan Services, Inc.

Address

9355 Culebra Rd #100, San Antonio, TX 78251

Company Name

Advance America

Address

2372 E. Southcross, Box #8, San Antonio, TX 78223

Company Name

Cash Store

Address

7117 Blanco Rd Ste 2, San Antonio, TX 78216

Company Name

Advance America

Address

1533 Austin Hwy #106, San Antonio, TX 78218

Company Name

Advance America

Address

8246 Marbach Rd #1, San Antonio, TX 78227

Company Name

LendNation

Address

4535 Fredericksburg Rd #105, San Antonio, TX 78201

Company Name

Check `n Go

Address

11107 Wurzbach Rd Suite 105, San Antonio, TX 78230

Company Name

(Video) Payday Loans San Antonio, Texas - WARNING !

Allied Loan

Address

5525 Blanco Rd #103, San Antonio, TX 78216

Company Name

Cash Store

Address

6604 FM78 Suite 100, San Antonio, TX 78244

Company Name

Check `n Go

Address

5313 Rigsby Ave Ste 102, San Antonio, TX 78222

Company Name

Check `n Go

Address

6836 San Pedro Ave Suite 113, San Antonio, TX 78216

Company Name

Check `n Go

Address

7475 W Military Dr Ste 108, San Antonio, TX 78227

Company Name

Power Finance Texas

Address

5431 Blanco Rd, San Antonio, TX 78216

Company Name

Speedy Cash

Address

1701 Babcock Rd, San Antonio, TX 78229

Company Name

Speedy Cash

Address

8542 Blanco Rd, San Antonio, TX 78216

Company Name

Check `n Go

Address

10670 Culebra Rd Ste 105, San Antonio, TX 78251

Company Name

LendNation

Address

6710 Bandera Rd Ste A, San Antonio, TX 78238

(Video) Payday Loans San Antonio TX - paydayloanssanantoniotx.com

Company Name

Check `n Go

Address

6511 Ingram Rd Ste 104, San Antonio, TX 78238

Company Name

LendNation

Address

1223 SW Military Dr, San Antonio, TX 78221

Company Name

Speedy Cash

Address

5886 De Zavala Rd Ste 103, San Antonio, TX 78249

Company Name

Speedy Cash

Address

1107 San Pedro Ave Ste 101, San Antonio, TX 78212

Company Name

Speedy Cash

Address

6338 Old Pearsall Rd Ste 101, San Antonio, TX 78242

Company Name

LendNation

Address

2908 West Ave Ste 1, San Antonio, TX 78201

Company Name

Speedy Cash

Address

2337 SW Military Dr, San Antonio, TX 78224

Company Name

Atlas Credit Co., Inc.

Address

2908 West Ave #4, San Antonio, TX 78201

Company Name

Speedy Cash

Address

5129 West Ave Bldg A, San Antonio, TX 78213

Company Name

Speedy Cash

(Video) San Antonio Texas Payday Loans - WARNING ! for San Antonio, Texas Payday Loans

Address

10650 Culebra Rd Ste 128, San Antonio, TX 78251

Company Name

Speedy Cash

Address

931 S General McMullen Dr, San Antonio, TX 78237

Company Name

Speedy Cash

Address

5510 Walzem Rd, San Antonio, TX 78218

Company Name

Speedy Cash

Address

8770 TX-151 Ste 107, San Antonio, TX 78245

Company Name

Speedy Cash

Address

1304 SW Military Dr, San Antonio, TX 78221

Company Name

Alamo City Installment Loans

Address

610 Rigsby Ave, San Antonio, TX 78210

Company Name

Speedy Cash

Address

1103 Fair Ave, San Antonio, TX 78223

Company Name

Guarantee Loan Service

Address

2720 Fredericksburg Rd, San Antonio, TX 78201

Company Name

Speedy Cash

Address

1502 Austin Hwy, San Antonio, TX 78218

Company Name

Speedy Cash

Address

423 N New Braunfels Ave, San Antonio, TX 78202

(Video) Sterling Financial | Payday Loan | San Antonio TX

FAQs

What is the easiest payday loan to get? ›

The Best Online Payday Loan Companies for 2022
  • ClearViewLoans: Best overall.
  • BadCreditLoans: Best for bad credit.
  • CashUSA: Best for installment loans up to $10,000.
  • PersonalLoans: Best for larger personal loans up to $35,000.
6 days ago

What loan can I get instantly? ›

Loans that are referred to as “instant loans” are typically a cash advance or a payday loan. This type of loan usually comes with very high interest rates, so it should be a last resort. APR for short term loans can range from 100% to 900%.

Are payday loans available in Texas? ›

Payday loans in Texas may offer cash when you need it to cover medical bills and other emergency expenses. With loan amounts from $100 - $1,500, you can apply for what you need and get back on your way, if approved. Payday loans are short-term loans that offer quick cash.

Are online payday loans legal in Texas? ›

Payday loan in the state of Texas is considered legal. However, there are specific laws governing the loan term, the maximum loan amount, and the interest rates.

What apps give you cash advance instantly? ›

Here are the top 10 apps for cash advances.
  • Earnin — Best for earning-based borrowing.
  • Chime — Best for overdraft protection.
  • Brigit — Best for same-day loans.
  • MoneyLion — Best for multiple options.
  • Current — Best for checking and spending.
  • Dave — Best for highest cash advance.
  • Empower — Best for quick cash advances.
20 Oct 2022

How can I get cash without cash advance? ›

A Personal Loan

Personal loans can be more cost-effective than a cash advance and still worth the time it takes to apply, depending on the situation. While interest rates on personal loans can be hefty, they are usually lower than those applied to cash advances and may come without the same massive fees.

How can I get money today? ›

19 Ways to Find Fast Cash
  1. Sell spare electronics. ...
  2. Sell your gift cards. ...
  3. Pawn something. ...
  4. Work today for pay today. ...
  5. Seek community loans and assistance. ...
  6. Ask for forbearance on bills. ...
  7. Request a payroll advance. ...
  8. Take a loan from your retirement account.
16 Aug 2022

Can I borrow from cash App? ›

Cash App Borrow is a type of short-term loan offered through the Cash App platform. This is how it works: If you're eligible you can take out a loan from $20 to $200. You then have four weeks to pay back the loaned amount plus a 5% flat fee.

Does the cash Store approve everyone? ›

Yes! We want to help you get a fair deal — even if you have bad debt, no credit score, or no credit history.

What is the easiest online loan to get? ›

A payday loan: Whether online or in person, payday lenders offer one of the easiest loan options available. That's because these are no credit check loans that rely on your income and ability to repay the debt rather than your credit score.

Can I get a payday loan without a bank account? ›

Can You Get a Payday Loan Without a Bank Account? Most local payday loan centers will approve your loan application even if you do not have an active bank account in your name. But you still need to prove you have sufficient income to repay your debt.

What happens if you don't pay back a payday loan in Texas? ›

If you can't pay back a payday loan, the account may be sent to a collection agency, which will damage your credit.

What app will give me $50 instantly? ›

What Apps Will Let Me Borrow $50? Many apps like Chime, Dave, DailyPay, and Brigit let you borrow $50. Most apps require you to repay the loan by your next paycheck but don't charge interest.

How can I make $500 Quick? ›

How to Make $500 Fast
  1. Get a ridesharing gig. ...
  2. Become a personal grocery shopper. ...
  3. Resell unused CDs, DVDs, and other tech online. ...
  4. Walk dogs or pet sit. ...
  5. Babysit. ...
  6. Rent out your space. ...
  7. Rent out your car. ...
  8. Rent out your RV.
7 Oct 2022

How can I get a instant loan in 5 minutes? ›

The best way to get an instant loan in 5 minutes is to borrow from a friend or family member since they can give you cash or use an electronic transfer service to send you money immediately. No reputable companies will send funds to you within minutes or even 1 hour after you apply.

How can I borrow $200 from cash App? ›

Borrowing on Cash App
  1. Open Cash App.
  2. Tap on your Cash App balance located in the lower left corner.
  3. Go to the “Banking” header.
  4. Check for the word “Borrow.”
  5. If you see “Borrow,” you can take out a Cash App loan.
  6. Tap on “Borrow.”
  7. Tap “Unlock.”
  8. Cash App will tell you how much you'll be able to borrow. Select an amount.
13 Oct 2022

What app gives you $250 instantly? ›

Empower will float you up to $250 when you need it most. Instant delivery available. No interest, no late fees, no credit checks. Just pay us back when you get your next paycheck.

What app lets you borrow money without direct deposit? ›

Boro. You can access a loan for up to $2,000 at an interest rate that depends on your credit score. Repayment must be complete in 12 months. You don't need to have a direct deposit set up or a job.

Can I get a cash advance with no available credit? ›

You cannot take a cash advance with no available balance. Also, make sure to check your cash advance limit. That's lower that your available credit limit. And cash advances are really expensive, so you may want to avoid getting a cash advance with your credit card.

Can you borrow money from venmo? ›

Venmo offers loans up to 5000$. To borrow money on Venmo, you need to make sure you have a verified account.

How can I get $1000 right now? ›

24 Ways To Make $1,000 Fast
  1. Make Deliveries.
  2. Take Online Surveys.
  3. Start Freelancing.
  4. Earn Cash Back When You Shop.
  5. Sell Stuff.
  6. Sell Jewelry You Don't Want.
  7. Maximize Bank Bonuses.
  8. Rent Out Your Home or Car.
15 Sept 2022

How can I get 1000 dollars ASAP? ›

How to Make $1000 Fast - 22 Ways to Make Money Fast
  1. Take online surveys.
  2. Deliver food.
  3. Rent out unused space.
  4. Rent out your car.
  5. Open a new checking or savings account.
  6. Make money when you buy gas.
  7. Earn cash back when you shop.
  8. Pet sitting & dog walking.
25 Jul 2022

How can I get $100 cash right now? ›

The best way to make money fast are methods that require little effort but can make you $100 fast or more:
  • Score cash taking surveys. ...
  • Deliver for Uber Eats. ...
  • Get a free $1,000 bonus as a new Lyft driver. ...
  • Join a top rewards site and claim $10 immediately. ...
  • Download the Nielsen App (and collect $50) ...
  • Let Trim lower your bills.

How do you get $500 on cash App? ›

One of these ways is downloading and installing the Cash App ++ version, which offers you around $500 on the sign up. Another way of getting the free money on this app is using the referral codes.

How do I borrow money from the 2022 cash App? ›

5 steps to borrow money from Cash App
  1. Open or get the app. Open your Cash App mobile app, or download and register for the app. ...
  2. Select Money icon. Tap the Money icon on the bottom-left corner (it looks like a bank).
  3. Find Borrow option. Scroll the page until you see the Borrow option. ...
  4. Select and proceed. ...
  5. Receive funds.
3 Oct 2022

Can I borrow money on PayPal? ›

PayPal Credit is a reusable credit line available on purchases at millions of stores that accept PayPal. Plus, it comes with the same security and flexibility you trust from PayPal. If approved, we start you off with a minimum credit line of at least $250.

How much can you borrow from the Cash Store? ›

General. By simply making a quick visit to your local Cash Store, you can get up to $5,000* cash with a cash advance or installment loan — or up to $25,000* with a title loan — almost instantly!

Does Speedy Cash approve everyone? ›

Anyone who meets the application requirements is eligible to apply for a Payday Loan, and may qualify for cash. Requirements to apply for a payday loan: Meet minimum age requirements in your state (18 in most states) Have an open and active checking account.

Can you be denied a payday loan? ›

The most common reasons you would get denied for a payday loan (or any loan) would be your credit score, your income, and your past borrowing history. While many payday lenders do cater to borrowers with less-than-average credit scores, some won't lend to you if they know you don't have the ability to repay the loan.

How can I get an immediate loan online? ›

How to get a quick online loan
  1. Choose a lender. There are many lenders that offer cash loans online with instant approval. ...
  2. Fill out the application. Fill out the short application form for a quick or instant online loan. ...
  3. Submit the application. ...
  4. Wait for the funds.

Can I get a cash advance online? ›

You can get a cash advance online from a payday loan company, or from a lender who offers personal installment loans. If you have a credit card, you may be able to use it to get a cash advance.

What loans can I get without a bank account? ›

It's possible to get a loan without a checking account. Your main options are auto title loans, pawn shop loans and possibly credit card advances. But you might want to reconsider your bank account options before you apply.

What app will loan me $100? ›

If you're in search of a small amount of money, there are $100 instant loan apps such as Brigit, Dave and Earnin that make it possible to borrow cash quickly. Best of all, you can continue to borrow money instantly over and over as long as you repay your loan.

What are 3 alternatives to getting a payday loan? ›

Best Alternatives to Payday Loans to Consider During a Crisis
  • Local nonprofits and charities.
  • Medical bill assistance.
  • Bad-credit loans.
  • Credit union loans.
  • Other ways to make money.
  • Lending circles.
  • Family loans.
  • Cash advance apps.
19 Nov 2021

Can I get a payday loan with my debit card? ›

If you're in need of fast cash, you can receive a payday loan on a debit card. Also known as a debit card loan, this option can allow you to access your funds with ease. Here's a guide to what debit card loans are and how you may benefit from them.

How long can loans go unpaid? ›

Generally, the statute of limitation for most consumer debts arising from written contracts in California expires after four years. This includes credit card debts, auto loans, personal loans, private student loans, and medical debts.

Can payday loans garnish your wages in Texas? ›

In Texas, wage garnishment is prohibited by the Texas Constitution except for a few kinds of debt: child support, spousal support, student loans, or unpaid taxes. A debt collector cannot garnish your wages for ordinary debts. However, Texas does allow for a bank account to be frozen.

How do you get out of a payday loan nightmare? ›

How to Get Out of Payday Loan Debt
  1. Try a Payday Loan Consolidation/Debt Settlement Program. ...
  2. Prioritize High-Interest Loans First. ...
  3. Ask for Extended Payment Plans. ...
  4. See If You Can Qualify for a Personal Loan. ...
  5. Get a Payday Alternative Loan (PAL) from a Credit Union. ...
  6. Look into Nonprofit Credit Counseling.

Can you get turned down for a payday loan? ›

The most common reasons you would get denied for a payday loan (or any loan) would be your credit score, your income, and your past borrowing history. While many payday lenders do cater to borrowers with less-than-average credit scores, some won't lend to you if they know you don't have the ability to repay the loan.

What should I know before getting a payday loan? ›

If you are considering an online payday loan, think about: How much will it ultimately cost? Can you repay or afford this loan? How will you repay the loan? Online lenders may not take a check and may ask you to authorize taking an automatic electronic payment from your account.

Do payday loans approve everyone? ›

2. Do payday loans approve everyone? Most online payday loans have high approval rates even for borrowers with poor credit scores. However, there are no guarantees to any loan approvals.

How do I get approved for a cash advance? ›

To qualify for a cash advance, you must have the following: Valid Social Security Number or Individual Taxpayer Identification Number. Bank account. Steady source of recurring income payments.

What app lets you borrow money without a paycheck? ›

Earnin: Best for low fees

Earnin is a paycheck advance app that tracks your hours worked — using either a timesheet or by tracking your location — and lets you borrow money you've earned. The app also has a feature that notifies you when your bank account balance is low and a feature that will top it off for a fee.

What is the most reliable payday loan? ›

  • MoneyMutual - Best Payday Loan Overall. MoneyMutual Pros. ...
  • SoFi - Best Cash Advance Loan With Added Perks. SoFi Pros. ...
  • CashUSA - Top Cash Advance Service in All 50 States. CashUSA Pros. ...
  • BadCreditLoans - Payday Loan For Bad Credit Scores. ...
  • ZippyLoan - Offers a High Minimum. ...
  • 247 Dollar Loan - Easy Application Process.
29 Aug 2022

How much would a $200 payday loan cost? ›

Payday loans generally charge a percentage or dollar amount per $100 borrowed. The amount of this fee might range from $10 to $30 for every $100 borrowed, depending on your state law and the maximum amount your state permits you to borrow. A fee of $15 per $100 is common.

Do payday loans call your employer? ›

Will Payday Lenders Call My Boss? It is very common for payday loan applicants to worry about lenders contacting their employers. However, payday lenders will not contact your employer as part of the underwriting process. A payday lender will only call your place of work to speak to you, not to speak to your boss.

Who is most likely to take out a payday loan? ›

Who uses payday loans?
  • Renters are 57% more likely to use payday loans than homeowners.
  • Those with an annual household income less than $40,000 are 62% more likely to take out a payday loan.
  • People who do not have a college degree are 82% more likely to take out a payday loan than people who do.
28 Feb 2022

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